PLEASE READ THIS DOCUMENT IN ITS ENTIRETY:

Focused Compounding Capital Management, LLC (“FCCM”) is a state registered investment adviser located in Dallas, TX. FCCM and its representatives are in compliance with the current filing requirements imposed upon state registered investment advisers. FCCM’s web and social media sites are limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment related information, publications, and links. Accordingly, the publication of FCCM’s web and social  sites on the Internet should not be construed by any consumer and/or prospective client as FCCM’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by FCCM with   a prospective client shall be conducted in accordance with all applicable regulations.

A copy of FCCM’s current written disclosure statement discussing FCCM’s business operations, services, and fees is available from FCCM upon written request. FCCM does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to FCCM’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by FCCM), will be profitable or equal any historical performance level(s).

Certain portions of FCCM’s web site, apps and social media sites (i.e. videos, podcasts, newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, FCCM (and those of other investment and non- investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from FCCM, or from any other investment professional. FCCM is neither an attorney nor an accountant, and no portion of the web site  content should be interpreted as legal, accounting or tax advice. One should make sure any investment recommendations are suitable for your own situation and risk tolerance. One should not assume that the information on FCCM’s social, blog or website is a recommendation for your specific investment needs. One should seek professional investment advice from FCCM or another fiduciary advisor before acting on any specific investment advice. Past performance is not indicative of future results.

Each client and prospective client agrees, as a condition precedent to his/her/its access to FCCM’s web site, apps or social sites, to release and hold harmless FCCM, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from FCCM. All Content on FCCM’s website and social sites, all articles and information should not be construed as a research report or recommendation. Any discussion of industries or companies is purely conceptual and are not recommendations as every client situation and risk profile is different. Investors should do their own due diligence and seek the advice of an investment advisor before making any investment.

Using our website apps and social media is for informational and educational purposes only. Any information we publish, are quoted in or making an appearance on video should not be construed as an individual recommendation in any way. All communication through our websites and social media properties may be construed as a recommendation depending on different regulatory bodies definitions of a recommendation. Because we cannot control whether these recommendations are suitable for your individual situation, you must NOT act upon any information you receive from our website, social properties or email communication without consulting a fiduciary investment advisor such as Focused Compounding Capital Management. You can contact us by email at [email protected]. Because FCCM cannot control who reads or sees information on the internet we must assume that unless advised by a fiduciary advisor the investments discussed may NOT be suitable for your individual situation. You should consult your advisor before taking any actions.

You agree to hold FCCM and its advisors harmless from any action you take on your own without the use of our advisory team. Also much of the information discussed is timely and may not be relevant when read or seen by the viewer. Our thoughts on various investments can and will change and information posted may not be our current position on the security. Past performance in not indicative of future results and all investments have risk. FCCM is an RIA and is willing to help but any action you take on your own behalf without consulting FCCM is your responsibility and risk. Please keep in mind the purpose of our website, social media and email communication is to keep investors informed not to effect the sale of any security or to make individual recommendations.

FCCM Inc. (the “Company”) provides certain information (collectively, “Services”) through the www.focusedcompounding.com website (the “Website”), via email, via apps, and social media properties. Access to and use of the Website and the Services is subject at all times to these Terms of Service (“Terms of Service”), which are a binding contract between the Company and you. The Company shall be  deemed to conduct its business operations related to these Terms of Service from its headquarters in the   State of Texas, United States of America, and all transactions between you and the Company, including without limitation the provision of information by and/or to the Company and you, shall be deemed to have occurred at such headquarters.

EACH TIME YOU ACCESS OR USE THE WEBSITE OR OTHER PROPERTIES, YOU AGREE TO BE BOUND BY THESE TERMS OF SERVICE AND REPRESENT THAT YOU HAVE READ AND UNDERSTOOD THEM. IF YOU DO NOT OR CANNOT AGREE TO BE BOUND BY ANY OF THE PROVISIONS OF THESE TERMS OF SERVICE (OR IF YOU ARE LEGALLY INCAPABLE OF BEING BOUND), PLEASE EXIT FROM THE WEBSITE, APP OR SOCIAL SITE. IF YOU ARE ENTERING INTO THESE TERMS OF SERVICE IN CONNECTION WITH YOUR EMPLOYMENT, YOU HEREBY REPRESENT TO THE COMPANY THAT YOU ARE AUTHORIZED TO AND HEREBY DO BIND YOUR COMPANY/EMPLOYER TO THESE TERMS OF SERVICE

The Company may, from time to time, modify, amend, or supplement these Terms of Service, and post the revised version of the Terms of Service in place of the present webpage. Such modifications, amendments or supplements shall be effective immediately upon posting on the Website (or other transmission to you). You are responsible for periodically checking the Website for changes to these Terms of Service. If you do not or cannot agree to be bound by any of the provisions of the revised version of the Terms of Service (or if you are legally incapable of being bound), you agree that your sole remedy is to cease using the Website and Services. Your continued use of the Website and/or the Services constitutes your agreement to be bound by the revised version of the Terms of Service.

LIMITATIONS, RESTRICTIONS AND OBLIGATIONS

The Company is a registered investment advisor in the state of Texas offering investment advice and management. The company produces various types of print online and video content relating to the financial markets and investments (the “Content”). The Content is produced without regard to individual levels of sophistication or investment experience, and without regard to the suitability of individuals who may access the content. You understand and agree that the Content does not constitute a specific recommendation of any particular investment, security, portfolio, transaction, or strategy, nor that any specific course of action is suitable for any specific person. You understand and agree that all Content is impersonal and not tailored  to any specific investment needs and suitability requirements, including yours.

You understand and agree that the views expressed in the Content are opinions of the authors; that the Company does not instruct its employees which opinions to hold; that the opinions of one Company employee may differ from the opinions held on the same topic by another employee, or may change without notice. You understand and agree that past results are not indicative of future performance.

You understand and agree that the opinions expressed in the Content are derived from sources generally believed to be reliable, but that the Company is not liable for any errors, omissions, or incomplete or out of date information in the Content.

Ownership. You understand and acknowledge that the Website, Social Site Profiles, Apps and Content, and all other information provided to you in connection therewith are, as between you and the Company, owned solely and exclusively by the Company (including by its licensors and/or its affiliates or suppliers), and are protected by applicable laws and regulations, including treaty obligations relating to intellectual property rights. Under no circumstances will you obtain any ownership interest in any element of the Website, Social Site Profiles, the Services, or the Content under these Terms of Service or otherwise.

Company Trademarks

You are not authorized under any circumstances to use any trademark, service mark, logo, trade dress, company name, brand, or domain name owned by the Company or used by the Company in connection with the Website or our Services. You agree not to infringe or dilute any trademark, service mark, logo, or trade dress owned by the Company.

DISCLAIMER OF WARRANTIES

YOU HEREBY EXPRESSLY AGREE THAT ACCESS TO AND USE OF THE WEBSITE, THE SOCIAL SITE PROFILES, THE SERVICES, THE CONTENT, AND THE INTERNET IS AT YOUR SOLE RISK. THE WEBSITE, THE SOCIAL SITE PROFILES, THE SERVICES, AND THE CONTENT (AS WELL AS ANY THIRD-PARTY SERVICES, PRODUCTS, AND INFORMATION DELIVERED TO YOU IN CONNECTION THEREWITH) ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS FOR YOUR USE, WITHOUT WARRANTIES OF ANY KIND (EXPRESS OR IMPLIED); THE WARRANTIES HEREBY DISCLAIMED INCLUDE ANY WARRANTY OF MERCHANTIBILITY, NON-INFRINGEMENT, OR FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT GUARANTEE THAT YOU WILL BE ABLE TO ACCESS OR USE THE WEBSITE, SOCIAL SITE PROFILES, OR THE SERVICES AT TIMES OR LOCATIONS OF YOUR CHOOSING OR THAT THE COMPANY WILL    HAVE ADEQUATE CAPACITY FOR THE WEBSITE, SOCIAL SITE PROFILES OR THE SERVICES AS A WHOLE OR IN ANY SPECIFIC GEOGRAPHIC AREA. THE WEBSITE, THE SOCIAL SITE PROFILES, THE SERVICES, AND THE CONTENT MAY CONTAIN ERRORS, INCLUDING TECHNICAL INACCURACIES AND TYPOGRAPHICAL ERRORS. In addition, the Website, the Social Site Profiles, and the Services may enable you to access or download harmful or malicious code   introduced onto the Internet by third parties. The Website, the Social Site Profiles and the Services may be available internationally and may contain references to programs or services of the Company and/or its suppliers that are not available in your location. Such references do not imply that the Company or its suppliers intend to make available such products, programs or services in your location.

LIMITATIONS OF LIABILITIES

YOU ACKNOWLEDGE AND AGREE THAT YOUR SOLE AND EXCLUSIVE REMEDY IN RELATION TO ANY DISPUTE WITH THE COMPANY, ITS LICENSORS, SUPPLIERS OR AFFILIATES (OR ANY OF THEIR EMPLOYEES, OFFICERS, MEMBERS, OR DIRECTORS) IS TO STOP USING THE WEBSITE, SOCIAL SITE PROFILES AND THE SERVICES. YOU ACKNOWLEDGE AND AGREE THAT IN NO EVENT WILL THE COMPANY, ITS LICENSORS, SUPPLIERS, OR AFFILIATES (OR ANY OF THEIR EMPLOYEES, OFFICERS, MEMBERS, OR DIRECTORS) BE LIABLE FOR ANY ACT OR FAILURE TO ACT BY THEM OR ANY OTHER PERSON REGARDING ANY CONDUCT, COMMUNICATION OR CONTENT ASSOCIATED WITH THE WEBSITE, THE SOCIAL SITE PROFILES, THE SERVICES, OR THE CONTENT.

LINKS WITH OTHER SITES

The Website, Social Site Profiles and/or the Services may provide links or references to websites or services that are maintained or provided by third parties. The Company is not responsible for and does not assume responsibility for any content or practice of any such site or service. Your use of any such site or service is entirely at your own risk. The Company provides such links and/or references solely as a convenience to you and not as an endorsement or approval of any content, practice, owner, or sponsor. The company makes no warranties of any kind in relation to such sites and/or services.

INDEMNIFICATION

You agree to defend, indemnify and hold harmless the Company and its licensors, affiliates, suppliers, employees, officers, and directors from and against all claims (including investigations and allegations that are not yet presented as litigation) and liabilities, losses and expenses, including attorneys’ fees and costs, arising in connection with any breach of these Terms of Service. If you fail to provide a defense satisfactory to the Company, the Company may assume the defense and invoice you for the cost thereof, which invoice(s) you shall pay immediately upon presentation.

GOVERNING LAW

These Terms of Service, as well as your use of the Website and the Services, are governed by and shall be construed in accordance with the laws of the State of Delaware, without regard to its provisions relating to conflicts of laws. By agreeing to these Terms of Service or by accessing or using the Website , and/or Social Site Profiles and/or any of the Services, you submit to the personal jurisdiction of the federal and state courts of the State of Delaware. You further agree that such courts shall have exclusive jurisdiction over any claim brought by you under or in connection with these Terms of Service, the Website, Social Site Profiles or any of the Services.

VOID WHERE PROHIBITED

The Company makes no representation or warranty that any material on the Website, Social Site Profiles or in the Services is   lawful in every jurisdiction from which such material can be accessed, or is available for use in all jurisdictions. If you access or use the Website or the Services from a jurisdiction outside of the United States you are responsible for compliance with all applicable local laws.

MISCELLANEOUS

If any provision of these Terms of Service is held to be invalid or unenforceable, that provision will be deemed to be restated to reflect as nearly as possible the original intention in accordance with applicable law, and the remainder of these Terms of Service will remain in full force and effect. These Terms of Service constitute the entire agreement between the Company and you with respect to the subject matter hereof and supersede and replace all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter. Any waiver of any provision of these Terms of Service will be effective only if in writing and signed by the Company. The failure of the Company to assert any right under these Terms of Service shall not be considered a waiver of that right, which shall remain in full force and effect. In addition, these Terms of Service are not intended to confer, and do not confer, any rights or remedies upon any person other than you. These Terms of Service and all related documents are written and shall be interpreted in the English language.

CONTACT US

If you have any questions, concerns, or comments regarding these Terms of Service, or have other questions or suggestions about our Website or the Services, you may contact us via email at [email protected].